1. Nature of ARMSMA and its materials
The Association for Risk Mitigation, Safety Management and Analysis (“ARMSMA”) is an independent non-profit association under Articles 60 et seq. of the Swiss Civil Code, with its registered seat in Carouge, Canton of Geneva, Switzerland.
ARMSMA is not a university, school, accredited training provider or professional education institution, and it does not issue State-recognised diplomas or professional qualifications. Any courses, lessons, quizzes, guides, insights, maps, videos and other materials made available on this website (together, the “Materials”) are provided solely for general awareness, self-education and informational purposes.
Certificates of completion issued by ARMSMA confirm only that a person has completed a specific online activity on this website. They are not professional certifications, licences or State-recognised qualifications and confer no professional or legal status.
2. No professional advice
The Materials do not constitute, and must not be relied upon as, professional advice of any kind (including medical, first-aid, legal, security, engineering, psychological or emergency-response advice). They do not replace training delivered by qualified professionals, official instructions issued by public authorities or emergency services, or the advice of a licensed practitioner.
In an emergency you should always contact the competent emergency services and follow the instructions of qualified personnel. First-aid and safety information is necessarily general and may not be appropriate for a specific situation, person or jurisdiction.
3. No warranty and limitation of liability
The Materials are provided “as is” and “as available”, without any warranty of any kind, whether express or implied, including as to accuracy, completeness, timeliness, fitness for a particular purpose or non-infringement. ARMSMA does not warrant that the Materials are error-free or up to date.
To the fullest extent permitted by applicable law, ARMSMA and its founders, board members, officers, members, employees, volunteers and contributors exclude all liability for any direct, indirect, incidental, special, consequential or punitive loss or damage (including personal injury, death, or property damage) arising out of or in connection with the use of, or reliance on, the Materials or this website, whether based on contract, tort (including negligence) or otherwise.
Nothing in this disclaimer excludes or limits liability where such exclusion or limitation is not permitted by mandatory applicable law, including liability for unlawful intent or gross negligence under Article 100 of the Swiss Code of Obligations.
4. User responsibility
You are solely responsible for how you use the Materials and for verifying their suitability for your circumstances. You should seek appropriate professional or official guidance before acting on any information provided here. Practising physical techniques (for example first-aid manoeuvres) based on the Materials is done entirely at your own risk.
5. Third-party and user-generated content
This website may host user-generated content (comments, forum posts, ratings) and links to third-party resources. ARMSMA does not endorse, verify or accept responsibility for such content, which reflects the views of its authors and not of ARMSMA.
6. Consumer and EU/EEA users
Where you access this website as a consumer from the European Union or European Economic Area, this disclaimer does not affect mandatory statutory rights that cannot be excluded under the law of your country of residence. Data protection is governed separately by our Privacy Policy, which reflects the Swiss Federal Act on Data Protection (FADP) and, where applicable, the EU General Data Protection Regulation (GDPR).
7. Governing law and jurisdiction
This disclaimer is governed by and construed in accordance with the substantive laws of Switzerland, without regard to conflict-of-laws rules and without prejudice to any mandatory consumer-protection provisions of your country of residence. The courts of Geneva, Switzerland shall have exclusive jurisdiction, subject to any mandatory place of jurisdiction available to consumers under applicable law.